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ConvivaPlus Excursion Radar: which trip fits you TODAY?
Not a directory — a radar. Tell us the weather, budget, who's coming; we match from hundreds of Swiss spots, honestly rated 🏆 to 🟥. Year-round, free.
Day trips under 20 francs: 50+ free experiences in Switzerland
Switzerland doesn't have to be expensive. 50+ day trips under CHF 20: saver day pass from CHF 29, 500 free museums, free swimming lakes.
Swiss AHV/OASI Pension 2026: CHF 1,260–2,520, 13th Pension NEW, Calculation & Tips
Swiss AHV pension 2026: minimum CHF 1,260, maximum CHF 2,520, 13th pension for the first time in December 2026. Contribution gaps, flexible withdrawal, AHV 21 reform explained.
Our highlights
Swiss Withholding Tax 2026: CHF 153 or CHF 593 – Same Salary, Different Canton
Withholding tax affects over 1 million people in Switzerland. Tariffs A-H, cantonal comparison (factor 3.9×), NOV deadline March 31, pillar 3a recoverable.
Termination Letter Switzerland: Free Templates
10 verified termination templates for Switzerland – notice periods under CO & CC, registered-mail tips and common mistakes. Free, ready to use.
Dog tax in Switzerland: CHF 70 to 320 by commune
How much is the dog tax in Switzerland? CHF 70 to 200 by municipality. ConvivaPlus Index with calculator, all cantons, exemptions and AMICUS registration.
Swiss Salaries 2026: Median Wage CHF 7,024, 13 Industries
What does Switzerland earn? Median wage CHF 7,024/month, 13 industries compared, gender pay gap 8.4% (FSO SWSS 2024).
Deducting work clothing from taxes in Switzerland: 2 rules
Deducting work clothing from Swiss taxes: only job-specific garments count, often already included in the flat-rate deduction. ConvivaPlus calculator + checker.
National Councillor pay: what really remains
National Councillor pay: the "150,000" headline is gross with expenses. About 63,000–92,000 remains before tax, close to the median. With calculator.
Polymechanic salary Switzerland: what you really earn
Polymechanic salary in Switzerland: median around CHF 66,000, from entry to top, by experience and canton. With the ConvivaPlus salary index.
Technical commercial specialist salary Switzerland 2026
Technischer Kaufmann salary Switzerland: median around 78,000 francs, from the certificate to management, by experience and region. ConvivaPlus salary index.
Retail salesperson salary Switzerland 2026: the CBA lottery
Retail salary Switzerland: Migros guarantees 4,300, the corner shop nothing. Portal average 49,727, cantonal gap 18,200, with a CBA-floor calculator.
Dental assistant salary Switzerland 2026 (SSO guide)
Dental assistant salary Switzerland: the SSO recommends a guide salary, not binding. Median 55,200, regional inversion, with calculator.
Medical secretary salary Switzerland 2026
Medical secretary salary Switzerland: median ~60,000 francs, from cantonal minimum wage to top, by experience and canton. ConvivaPlus salary index.
Social care worker salary Switzerland 2026 (FaBe)
Social care worker (FaBe) salary Switzerland: median ~59,000 francs, entry almost at the median. By experience, canton and field, with calculator.
Swiss Federal Council Salary 2026: CHF 478,000 Pay, Pension & All Privileges
How much does a Swiss Federal Councillor earn in 2026? CHF 478,000 gross, CHF 239,000 pension. All the facts.
Salaries by Industry Switzerland 2026: Who Earns What – and Why
CHF 14,304 in the tobacco industry, CHF 4,496 in personal services. The industry determines the salary more than education. FSO SES 2024.
Minimum Wage Switzerland 2026: No National One – but 7 Cantons Forge Ahead
Switzerland has no national minimum wage. But 5 cantons and 2 cities have introduced their own. Geneva pays CHF 24.59/h – the highest in the world.
Pay Transparency Switzerland 2026: your right to know
Switzerland has no pay transparency law. More than half of companies ignore even the existing obligation. The EU is pushing – what's coming?
26 Swiss Cantons: Population, Taxes, Languages [2026]
All 26 Swiss cantons at a glance: 9.05 million inhabitants, tax ranking, 4 languages, surprising facts per canton.
Sihlpost Zurich Opening Hours 2026: Mon-Sun, Holidays
Sihlpost Zurich: Mon-Fri 08-20, Sat-Sun 10-18, My Post 24 daily 05-23. Switzerland's most modern post office, open on Sundays.
Cancel any insurance Switzerland: template & 3-year right
Cancel insurance in Switzerland: since 2022 any VVG/LCA contract cancellable after 3 years, 3 months' notice (Art. 35a), even 10-year terms. Free template.
Swiss Watch Brands: 114 Manufacturers from Rolex to Swatch – with Prices and History
All Swiss watch brands at a glance: CHF 25.6 billion in exports, 65,000 employees, from luxury to entry-level.
Cancel health insurance Switzerland: template & deadline
Cancel basic health insurance: deadline 30 Nov for 31.12 (KVG Art. 7), 30 June option, extra right on premium hike. Free template + savings calculator.
Rent reduction for defects: calculator + template (259d)
Claim a rent reduction for a defect: ConvivaPlus reduction table from case law, reduction calculator, defect notice and demand letter free of charge (Art. 259a/259d CO).
Terminate a Swiss lease: template + notice calculator
Terminate a lease (PDF & Word): free termination-letter generator and the ConvivaPlus notice calculator that names, under Art. 266a–266e CO, the earliest valid termination date.
Power of Attorney Template Switzerland: Generator + Sample
Power of attorney template Switzerland: free generator for general, simple, bank and vehicle PoA, the «which one?» decision check and the validity traffic light. With the one thing every template hides (CO art. 32–40 / CC art. 360).
Landlord termination: challenge it + letter template
Your landlord gave notice? Check whether the termination is void or challengeable (official form, own use, protection period), with the challenge checker, the 30-day deadline calculator and a ready-made letter to the conciliation authority (Art. 266l, 271, 272, 273 CO).
Create a tenancy agreement: free template (PDF)
Create a tenancy agreement (PDF): free residential lease generator under the Swiss Code of Obligations, deposit calculator (max. 3 months' rent, Art. 257e CO) and the ConvivaPlus official-form radar for the initial rent in all 26 cantons.
Cancel car insurance Switzerland: free template (PDF)
Cancel car insurance Switzerland: free template (PDF & Word) + deadline finder. Ordinary after 3 years (ICA Art. 35a), special right on premium hike or sale.
Swiss Tenancy Templates: free legal forms (PDF & Word)
All Swiss tenancy-law templates free (PDF + Word): sublease, handover protocol, house rules, rent increase, termination – plus the ConvivaPlus tenancy guide to the right template and the matching Code of Obligations article.
Payslip Switzerland: free template & net calculator
Swiss payslip: free template (Word/PDF), also for hourly wage, net calculator with 2026 deductions (AHV, ALV, BVG, accident), mandatory details CO Art. 323b.
Salary increase letter Switzerland: free template
Asking for a raise in Switzerland: free template letter (Word/PDF), calculator and the arguments that really work in 2026. Market value beats inflation.
Will Switzerland: template & forced-share calculator [2026]
Will in Switzerland: free template, forced-share calculator (Civil Code 2023, descendants 1/2), the forms under Art. 505 CC and the mistakes to avoid.
Request a rent reduction: calculator + letter
Request a rent reduction after the mortgage reference rate fell (1.25%): free rent-reduction calculator, request-letter generator, the eligibility traffic light and the deadline calculator (Art. 270a CO). Get the reduction for the next notice date.
Cancel accident insurance Switzerland: template & deadline
Cancel a private accident insurance: 3-month notice, cancellable after 3 years (ICA/VVG Art. 35a), extra right on premium hike. Free template + calculator.
Cancel life insurance Switzerland: template & cash value
Cancel a life insurance: beware the surrender-value trap (low early on). Make paid-up (VVG Art. 90), notice Art. 35a. Free template + calculator.
Rent increase Switzerland: template, form & validity
Rent increase in Switzerland: free checker for the maximum permitted, the nullity check of the four formal errors, deadline calculator and challenge generator. Without the official form the increase is void (Art. 269d CO), challengeable within 30 days (Art. 270b CO).
Advance on inheritance Switzerland: free template (PDF)
Advance on inheritance: free template (Word/PDF), collation calculator (CC Art. 626), compulsory portion since 2023 and tax per canton. Plan securely.
Sublease Contract Switzerland: free template + generator
Free Swiss sublease contract template: generator (PDF & Word) + mandatory clauses. The rent traffic light checks: is your sublet rent legal under Art. 262 CO?
Apartment defects list: free template (PDF & Word)
Free apartment handover protocol / defects list (PDF & Word): generator + wear calculator showing residual value under CO Art. 267, not replacement cost.
Service charge statement Switzerland: template & check
Free service charge (ancillary cost) statement template (Excel, Word & PDF) plus the validity check: which costs are chargeable (CO 257a/b), which never? Generator, allocation-key calculator and the ConvivaPlus Service Charge Index.
Loan Agreement Switzerland (PDF & Word, free)
Free loan agreement template to fill in (PDF + Word). Generator, mandatory clauses and the ConvivaPlus risk traffic light: checks whether your private loan holds up under CO Art. 312–318.
Terminate a Sublease in Switzerland: Notice & Template
Terminate a sublease in Switzerland: 2 weeks furnished, 3 months unfurnished (CO 266e/266c). Free letter generator in 4 languages + official form.
Post Albisriederplatz: opening hours & cut-off times
Post Albisriederplatz (8040 Zurich Sihlfeld): Mon-Fri 08-19, Sat 09-16, My Post 24 the only District 3 machine open 24/7. Cut-off times & radar compared.
Acknowledgment of Debt Switzerland (template + generator)
Free debt-acknowledgment template to fill in (PDF + Word): generator for a simple promissory note and a qualified acknowledgment of debt. With the insider that other templates leave out: a signed acknowledgment is a title for provisional dismissal of the objection (Art. 82 DEBA).
Cancel annuity insurance: template, surrender value & tax
Cancel an annuity insurance: only in the deferral phase (surrender value often low), almost never a running annuity. Pillar 3a tied, VVG 35a. Free template.
Garage & parking rental contract Switzerland: free template
Free garage & parking rental contract template (PDF & Word): generator, coupling check (linked to the flat or separate?) and the ConvivaPlus price index.
Reclaim Rental Deposit Switzerland: Free Template
Reclaim your Swiss rental deposit: free release-letter generator + eligibility traffic light. After 1 year the bank pays without the landlord (Art. 257e CO).
Short-time work Switzerland: how much salary is left?
Short-time work in Switzerland: the UI pays 80% of your salary loss (Art. 34 AVIG). Calculator, waiting-day trap, 10-day advance notice, free template.
Swiss Politician Integrity Database: convicted officials
Swiss politicians convicted by final judgment, all parties, each with court, sentence and source. Neutral, sourced, filterable, continuously verified.
Convicted SVP politicians: the documented cases
The SVP demands deportation of criminal foreigners, yet its own ranks include politicians convicted by final judgment. An evidenced, sourced value judgment.
SVP Radar: 9 Votes Against Its Own People
The SVP calls itself a people's party. The voting record says otherwise. Point by point, with evidence.
Swiss Tax Return 2026: Deadlines, Deductions & the 10 Costliest Mistakes
The complete guide to the Swiss tax return 2026. Cantonal deadlines, all deductions, pillar 3a retroactive purchase NEW, deadline extension.
Spring Excursions Switzerland 2026: Cherry Blossoms, Hidden Gems & Best Routes
12 unforgettable spring excursions with prices, directions & insider tips. Cherry blossom calendar, crocus bloom, narcissus fields & hidden gems.
File Taxes Online Zurich 2026: ZHprivateTax Step by Step
ZHprivateTax replaces Private Tax. 500,000 Zurich residents use the online portal. Guide with AGOV login, upload receipts, deadline extension.
Homeoffice-Steuerabzug Schweiz: Was ziehst du in DEINEM Kanton ab?
Dieselbe Arbeit, derselbe Schreibtisch – aber dein Wohnkanton entscheidet, ob du CHF 1'812 oder CHF 7'000 abziehst. 26 Kantone im Deckel-Index + Rechner.
Switch Health Insurance Switzerland 2026: Premiums +4.4% – Save Up to CHF 2,200
Premiums rise 4.4% in 2026. Step-by-step guide to switching, franchise comparison, model choice, premium reduction. With deadlines and checklist.
Volunteering Tax Deduction 2026: The Bitter Truth for 3 Million Volunteers
CHF 434 billion of unpaid work, 3 million volunteers – and zero tax deduction. Why Switzerland fiscally ignores volunteering.
Weekly Commuter Taxes Switzerland 2026: Deductions, Calculator & Canton Comparison
Weekly commuters can deduct up to CHF 18,000 per year. Housing, meals, travel – all deductions with calculator and canton comparison.
Thank you for the invitation: 120+ free templates (2026)
Over 120 ready-made thank-you texts for every invitation, warm, formal, humorous or short for WhatsApp. Pick the occasion and tone, copy instantly. Free, in a Swiss tone.
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