Defects list & handover protocol apartment: free template (PDF & Word) – plus the wear calculator that protects you from inflated damage bills

Move-out inspection, the manager grabs the pad and writes: «carpet damaged, replacement CHF 2,400». You sign, pay, and stew over it for years. Yet the carpet was eight years old, so almost worn out. Here's the free template that records your handover without gaps. And a tool no one else has: the wear calculator, which shows you in a second what you really owe under CO Art. 267, namely the residual value and not the as-new price.

Key takeaway
On return you're only liable for excessive wear and real damage, not for normal wear (CO Art. 267). That has long been covered by your rent. If there is damage, you only pay the residual value: as-new value minus age according to the joint life-expectancy table, never the full new price. Your most important proof is the move-in and move-out protocol. And note: the landlord must report visible defects immediately (Art. 267a CO), otherwise their claims lapse.
·
WhatsApp
Defects list Switzerland: filled-in apartment handover protocol with clipboard, key, calculator and pen
CO Art. 267
return legal basis
in the contractually agreed condition
Residual
you pay for damage
never the as-new value (life table)
at once
the landlord must report
otherwise claims lapse (Art. 267a CO)
CHF 0
the template costs
PDF + Word, ready to use

🏛️ What the law says at the apartment handover

The biggest misconception first: you don't have to return the apartment like new. The law only requires the contractually agreed condition (CO Art. 267), i.e. the condition resulting from careful use. You're not liable for normal wear, because you've long paid for it with every rent payment. You only pay for excessive wear: cigarette burns, deep scratches from a pet, a dozen large drill holes, wilful damage.

The second surprise is about money. Even with real damage you never owe the full new price, only the residual value. A damaged item is treated by its age: the closer it is to its life expectancy, the less you pay. That's exactly what the wear calculator below works out. And your best protection against disputes is, from the start, the written protocol.

Normal wear: the landlord pays

These traces are normal use and are not at your expense:

1
Faded paint, small plug holes
Darkened or faded walls, a few properly filled plug holes and usual signs of use count as normal wear. Only an excess of large drill holes becomes chargeable.
2
Worn-out floor covering
If a carpet or paint has exceeded its life expectancy (e.g. carpet after 10 years), it counts as worn out. Even with damage you owe nothing, because the residual value is zero.
3
Limescale, yellowed seals, signs of use
Limescale stains, yellowed silicone seals, light scratches on worktops and age-related wear are not damage, but the normal course of things.
Context
The notice deadline is crucial: the landlord must inspect and report visible defects immediately on return (Art. 267a CO). If they don't, their claims lapse, except for hidden defects. Whoever moves out safeguards themselves with the same care reflex as for any official template, e.g. the sublease agreement.

📝 Your handover protocol in 2 minutes

Room by room, two minutes, and in front of you is a complete apartment handover protocol with nothing important missing. Stop searching for «apartment defects list Excel free»: fill in the fields and the generator turns them into a clean protocol with all rooms, meter readings and keys. Download as PDF, print, both sign, done. To adapt, copy the text and tweak it in Word.

🛠️ Defects protocol generator

Fill in the fields → finished handover protocol as PDF or to copy. Free, no sign-up.

APARTMENT HANDOVER PROTOCOL

Type of protocol: … Rental object: … Tenant: … Landlord / management: … Move-in on: …. Handover on: …. 1. Kitchen … 2. Bathroom / WC … 3. Living and bedrooms … 4. Meter readings … 5. Keys Keys handed over: … Both parties confirm the accuracy of this protocol by their signature. Visible defects not recorded here, detectable in a normal inspection, can no longer be claimed later (Art. 267a CO). … Tenant's signature: __________________ Landlord's signature: __________________

Tip: photograph every defect with the date and attach the photos to the protocol. Both sign, each party keeps an original. That's your strongest proof in a dispute.

This template is no substitute for legal advice. If the handover is disputed, the conciliation authority or the tenants' association helps.

🚦 The liability check: normal wear or your damage?

Before you argue about amounts, settle the question half the handover hinges on: do you owe anything at all? The ConvivaPlus liability check classifies the defect — normal wear is always the landlord's (🟢), for damage or excessive wear it depends on the life expectancy (🟡/🔴). In ten seconds you know whether you can dispute the final bill.

🚦 ConvivaPlus liability check

Two questions → green, amber or red. Determines under Art. 267 CO whether you pay for a defect — and whether the zero limit applies.

How did the defect arise?

Has the item's life expectancy already expired under the joint table?

How the ConvivaPlus liability check judges: it separates, according to ConvivaPlus, the two levels that decide your obligation to pay — first the nature of the defect (normal wear = landlord, Art. 267 para. 1 CO; excessive wear or damage = tenant), then the zero limit: if the life expectancy under the joint table has expired, liability drops to zero. Green means cost-free, red means a residual-value share.

🧮 The wear calculator: what you really pay for damage

This is where it's decided, and no other template portal works it out for you: with damage you never owe the new price, only the residual value. That's why we built the ConvivaPlus wear calculator, the first live check of its kind in Switzerland. It takes the life expectancy from the joint table, deducts the age and shows you in a second your real share. Often a fraction of what's on the damage bill.

🧮 ConvivaPlus wear calculator

Enter the item, age and as-new value → your residual-value share according to the joint life-expectancy table.

🟡Partly worn out: residual valueResidual-value share: 20 %

The item is partly worn out. You only pay the residual value, not the as-new value. Ask the landlord for the life-expectancy calculation in writing and check whether there's really excessive damage.

0 %50 %100 %
Your share (residual value)
CHF 400
You save vs as-new value
CHF 1'600

Guide values according to the joint life-expectancy table (HEV/MVD, 2024 edition). Individual life expectancies vary by material and quality. In a dispute, the conciliation authority decides.

How the ConvivaPlus wear calculator works: it takes the as-new value, multiplies it by the remaining life expectancy and divides by the total life expectancy. The life-expectancy guide values come from the joint life-expectancy table of the owners' and tenants' associations. When an item reaches its life expectancy, the residual value is zero. This assessment is the calculation according to ConvivaPlus, derived from residual-value practice under CO Art. 267.

📋 What must absolutely be in the handover protocol

A quick walk-through and a «looks fine»? Before the conciliation authority, that's worthless. A protocol that really protects needs seven building blocks, and most often it's the concrete defect with a photo that's missing. The generator above builds the structure automatically. Here's why each block protects your money.

Building blockWhat's neededWhy
PartiesTenant, landlord, any representationWho is liable and who inspects must be clear.
DateMove-in, handover with date and timeBasis for the notice deadline under Art. 267a CO.
Rooms one by oneEach room with its condition, no gapsWhat isn't recorded later becomes disputed.
Concrete defectsType, place and extent of each defect«Kitchen OK» is worthless, a dated photo holds.
Meter readingsRead electricity, water, gasClean separation of the service charges.
KeysNumber of keys handed overPrevents a bill for replacing the lock.
SignaturesBoth parties, place and dateMakes the protocol a valid means of proof.
Context
The strongest building block is the move-in protocol. There is no longer a legal presumption that you received the apartment in good condition. Without a move-in protocol, the landlord can pin old defects on you at move-out. If you need another template, you'll find one for every situation in the cancellation letter hub.

⚠️ The 5 costliest mistakes at the apartment handover

Each of these five mistakes has already cost someone several hundred francs, and the most common one happens at move-in. Read them once, and you'll fall into none.

⚠️

No move-in protocol made. Without a protocol at move-in, the landlord can pin defects on you at move-out that were there all along. There's no longer a presumption in your favour. Always make a move-in protocol.

⚠️

Accepting the as-new value instead of the residual value. Paying the new price for a worn-out carpet is the costliest reflex of all. Calculate with the wear calculator above and demand the life-expectancy calculation.

⚠️

Describing defects vaguely. «Kitchen in order» helps no one. Be concrete: type, place, extent, plus a dated photo. Otherwise you stand before the conciliation authority empty-handed.

⚠️

Letting the notice deadline slip. The landlord must report visible defects immediately on handover (Art. 267a CO). If they report days later, their claims have lapsed. Insist on immediate notice in the protocol.

⚠️

Leaving without signature or copy. A protocol without a signature or with only one page is no proof. Both sign, each party takes an original.

For a worn-out carpet you don't owe a single rappen, even if there's a hole in it. It's not the tenant saying so, it's the life-expectancy table.

✅ The clean apartment handover in 5 steps

Five steps, none longer than your coffee break, and at the end your protocol holds even before the conciliation authority. Here's how to go from move-in to handover without a damage bill spoiling the finish.

1
Make the move-in protocol
Walk through the apartment room by room and record every existing defect, with a photo. That's your proof of the initial condition.
2
At move-out, record room by room
Use the generator and describe each defect concretely: type, place, extent. Read the meters and count the keys.
3
With damage, check the residual value
Don't accept an as-new bill. Calculate the residual value with the wear calculator and demand the life-expectancy calculation.
4
Insist on immediate notice
The landlord must report visible defects immediately (Art. 267a CO). Note what was reported, everything later is too late.
5
Both sign, one original each
Place, date, both signatures. Each party keeps a signed protocol with the photos.
Warning
In a dispute, the conciliation authority for tenancy matters is free (Art. 113 CPC). Advice is available from the tenants' association. An initial contact is worth it before you pay an inflated bill.
💎 Golden nugget

The lever almost no one uses: Art. 267a CO forces the landlord to report visible defects immediately on handover. If they send the damage list days later by post, their claims for all visible defects have lapsed. Whoever keeps a clean protocol and insists on immediate notice turns the tables. The same care pays off for any tenancy document, e.g. the sublease agreement.

📊
Quick poll60 votes

Where are you right now?

One click – anonymous, no sign-up required.

❓ Frequently asked questions about the apartment handover

The questions buzzing around before every handover, answered briefly and honestly.

🔍

People also ask

Related questions from our magazine

Sources & methodology
As of: 23 June 2026
01
Code of Obligations (CO) – Art. 267 & 267a returnReturn in the contractually agreed condition, no liability for normal wear, landlord's immediate notice obligation.
02
Code of Obligations (CO) – Art. 256 deliveryLandlord's duty to deliver the apartment in a condition fit for use (move-in protocol).
03
Joint life-expectancy table (HEV / tenants' association)Joint guide values on the life expectancy of fixtures, basis for the residual-value calculation for damage.
04
Swiss tenants' association – apartment handoverGuide on the handover protocol, normal wear, the notice obligation and cleaning.

All information without guarantee. Found an error? → support@conviva-plus.ch

💡Did you know?

You're not liable for normal wear (CO Art. 267), it's covered by your rent. And even with real damage you only pay the residual value according to the joint life-expectancy table, never the full as-new value. A worn-out carpet costs you nothing.

Source: OR Art. 267 / Mieterverband
What do you think of this article?

Discussion

6 voices from the community

N
Nadia S.from Zurich

The management wanted CHF 1,800 for the carpet, it was 9 years old. With the wear calculator it was clear at once: residual value almost zero. In the end I paid 150 francs instead of 1,800. This tool is worth gold.

P
Patrick L.from Bern

At move-in I didn't do a protocol, big mistake. At move-out, suddenly the parquet scratch was mine. I couldn't prove anything. ALWAYS do a move-in protocol with photos.

CP
ConvivaPlus Editorial

Thanks for sharing, Patrick. That's exactly why we stress the move-in protocol: since the legal presumption disappeared, the burden of proof often falls on the tenant. A few photos at move-in save a lot of trouble at move-out.

S
Sofia M.from Lugano

The most important sentence for me: the landlord must report immediately. The damage list arrived ten days after the handover by post. With reference to Art. 267a CO, the matter was closed.

B
Beat H.from Lucerne

Finally a template that doesn't just have fields to fill in, but also explains what normal wear is. I showed the list with the faded walls and plug holes straight to the management.

D
David W.from Thun

At the handover I filled in the protocol room by room and photographed every defect. The management couldn't object to anything. Simple and clear, thanks.

ConvivaPlus Editorial

Templates

Researched and verified. Facts, not opinions.

Last updated:

Found an error or have feedback? Let us know or write to us directly.